Home insurance, reimagined
The intelligent way to manage your home insurance
Noctus monitors your home insurance, explains your cover and finds better options when they appear — so you're always protected and never overpay.
Always covered
We scan your policy for gaps and flag anything that could leave you exposed.
Market monitoring
Continuous tracking across the market — we alert you when there's a genuinely better deal.
Earn as you shop
Cashback at 200+ UK retailers, automatically offset against your renewal premium.
The process
How Noctus works
Connect
Upload or link your policy details in seconds. No account required to get started.
Monitor
We keep watch across the market, pricing, and policy terms — 24/7, automatically.
Act with confidence
Get clear alerts when there's a better deal or a gap in your cover, then switch easily.
Save more
Earn cashback
Shop at your favourite UK retailers and earn cashback that automatically reduces your renewal premium.
Shop & earn
Earn cashback at hundreds of UK retailers — no voucher codes needed.
Watch it grow
Your cashback pot accumulates throughout the year automatically.
Auto-apply
Cashback is deducted from your renewal premium at the end of the year.
Pricing
Free for homeowners
Noctus is completely free. We earn a small commission when you switch insurer through the platform — only if you choose to switch, and only if we find you a better deal.
£175
average annual saving
200+
cashback retailers
10k+
homeowners monitored
FAQ